PensionReforms
Veritas propter investigationem [Truth through research]

Yung-Ping (Bing) Chen

B.A. (National Taiwan University, 1952). M.A. and Ph.D. (University of Washington, 1957, 1960); Professor of Gerontology and the Frank J. Manning Eminent Scholar's Chair at the University of Massachusetts Boston, USA

Bing teaches the economics of aging in the Ph.D. program in gerontology. His publications cover the financing and benefit structure of Social Security; differential pension coverage for black and Hispanic workers; a new model for funding long-term care; the concept of and problems with reverse mortgages; and the concept of and barriers to phased retirement.

Relevant work experience:

1960-1964 Assistant and Associate Professor of Economics, Seattle Pacific College, Seattle, Washington, USA (on leave of absence in Washington, D.C. and Wisconsin, 1963-64)

1963-1964 Brookings Research Professor, Brookings Institution, Washington, D.C. (concurrently research associate at the Social Systems Research Institute and department of economics at the University of Wisconsin, Madison, Wisconsin)

1964-1980 Assistant and Associate Professor of Economics, University of California, Los Angeles (UCLA), USA (at various times concurrently, research associate at the Institute of Industrial Relations, UCLA; visiting faculty at the University of Southern California and at Nagoya City University, Japan; 1977-83; on leave of absence as professor of economics in Bryn Mawr, Pennsylvania, 1978-80)

1978- 1988 Professor of Economics and Frank M. Engle Distinguished Chair in Economic Security Research (concurrently serving as research director, McCahan Foundation for Research in Economic Security, The American College, Bryn Mawr, Pennsylvania, USA)

1988- Present Professor of Gerontology and Frank J. Manning Eminent Scholar's Chair, University of Massachusetts Boston, Boston, Massachusetts, USA (concurrently serving as deputy provost, 1991-1992, and special advisor on research and scholarship to the provost, 1992-1994; visiting professor (non-resident), University of Hong Kong, 01/2000-12/2002)


Relevant publications (1996-2006) include:

1996 Chen, Y-P, W.H. Crown, & R.W. McConaghy. The Growing Interest in Older Worker Employment Policy, Handbook on Employment and the Elderly, William H. Crown (ed). Westport, CT: Greenwood Publishing Group, pp. 1-14.

1996 Chen, Y-P. Gradual Retirement in the United States: Macro Issue and Policies, Gradual Retirement in the OECD Countries. L. Delsen & G. Reday-Mulvey, (Eds.). Hampshire, England: Dartmouth Publishing Company, pp. 164-176.

1996 Chen, Y-P. The Role of the Fourth Pillar in the Redesign of Social Security, The Geneva Papers on Risk and Insurance. Vol. 21, No. 81. (Oct.), pp. 469-477.

1996 Chen, Y-P. A “three-legged stool” for financing long-term care in the United States, Ageing International. Vol. 23, No. 2. (Fall), pp. 53-65.

1996 Chen, Y-P. Public and Private Approaches for Redesigning Social Security, Journal of the American Society of CLU and ChFC, (July), pp. 48-52.

1996 Chen, Y-P. Providing Economic Security for the Older Population: Public or Private Approaches, Total Care of the Elderly: A Multidisciplinary Approach, Proceedings, Fifth Asia/Oceania Congress of Gerontology, Hong Kong, Hong Kong Journal of Gerontology, Vol. 10 (Supplement), pp. 39-45.

1996 Chen, Y-P. Providing Economic Security for the Elderly, Contingencies, Vol. 8, No. 2, (Mar/Apr.), pp. 52-56.

1997 Chen, Y-P. Economic Security of American Workers, 1988-1993, Contingencies, Vol. 9, No. 1, (Jan./Feb.), pp. 26-29.

1997 Chen, Y-P. The Widening Gap between White and Minority Pension Coverage, The Public Policy and Aging Report, (Winter), pp. 10-11.

1997 Chen, Y-P. Income Security for the Third Age: Concepts and Sources, Research Dialogues, Teacher Insurance and Annuity Association-College Retirement Equities Fund, No. 53, (Dec.), pp. 1-7.

1997 Chen, Y-P. Bolster Private Pensions While Saving Social Security, Contingencies, Vol. 9, No. 4, (July/Aug), pp. 40-43.

1997 Chen, Y-P. & S.C. Goss. Are Returns on Payroll Taxes Fair? Social Security in the 21st Century, E.R. Kingson & J.H. Schulz (Eds.). Oxford, England: Oxford University Press, pp. 76-90.

1997 Chen, Y-P. Public and Private Approaches for Redesigning Social Security, The National Government and Social Welfare: What Should Be the Federal Role, John E. Hansan & Robert Morris (Eds.). Auburn House, Westport, CT, pp. 81-89.

1997 Chen, Y-P. A Three-Legged Stool for Financing Long-Term Care, A Secure Old Age: Approaches to Long-Term Care Financing, K. Wilber, E.L. Schneider, & D. Polisar (Eds.). New York: Springer Publishing Co., pp. 85-96.

1998 Chen, Y-P. Financing Long-Term Care: An Intragenerational Social Insurance Model, The Public Policy and Aging Report, Vol. 9, No. 3, (Oct.), pp. 1/4-7
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1998 Chen, Y-P. Strengthening Social Security, New Directions in Old Age Policy, J. Steckenrider and T. Parrott (Eds.), Albany: State University of New York Press, pp. 37-49.

1998 Chen, Y-P. A New Social Security: An Alternative to the Moynihan Plan, Contingencies, (Nov./Dec.), pp. 42-46.

1998 Chen, Y-P. A New Social Security: Combining Social Insurance with Individual Accounts, White House Conference on Social Security: Viewpoints of Participants, (Dec.), pp. 37-38.

1999 Chen, Y-P. Preserving and strengthening Social Security, Hearing, Committee on Ways and Means, U.S. House of Representatives (Jan. 19).

1999 Chen, Y-P. A New Social Security: Traditional Social Security Plus a Pension Supplement in The Role of the State in Pension Provision: Employer, Regulator, Provider, Gerard Hughes & Jim Stewart (Eds.). Dordrecht, The Netherlands; Kluwer Academic Publishers, pp. 153-157.

1999 Chen, Y-P. Racial Disparity in Retirement Income Security: Directions for Policy Reform, Full-Color Aging: Facts, Goals, and Recommendations for America’s Diverse Elders, Toni P. Miles (Ed.) Washington, D.C.: The Gerontological Society of America, pp. 21-32.

2001 Chen, Y-P. Social Security Private Accounts Should Be Mandatory and Temporary. Contingencies, Nov./Dec., pp. 12-16.

2001 Chen, Y-P. Funding Long-term Care in the United States: The Role of Private Insurance, The Geneva Papers on Risk and Insurance, Vol. 26, No.4 (Oct.), 656-666.

2001 Chen, Y-P. Social Security Benefits for the Family: An Issue in Social Protection. Social Thought: Journal of Religion in the Social Services, 20(3-4).

2002 Chen, Y-P. Testimony on Social Security improvements for women, seniors, and working Americans. Hearing of the Subcommittee on Social Security, Committee on Ways and Means, U.S. House of Representatives, March 14.

2002 Chen, Y-P. Statement on “a new approach to funding long-term care” for Hearing on “Broken and Unsustainable: The Cost Crisis of Long-Term Care for Baby Boomers,” Special Committee on Aging, United States Senate, April 4.

2002 Chen, Y-P. & T.D. Leavitt. Employee Preferences as a Factor in Pension Participation by Minority Workers. Boston, MA: Gerontology Institute, University of Massachusetts Boston, November.

2002 Chen, Y-P. Social Security Reform: Assuring Solvency or Improving Benefits. Journal of Financial Service Professionals, July, 29-41.

2002 Chen, Y-P. A Social Security Reform for Helping At-Risk Families. Aging Today, 23(2) (March/April).

2002 Chen, Y-P. Foreword to Choosing the Right Long-Term Care Insurance, Benjamin Lipson. New York: John Wiley and Sons.

2003 Chen, Y-P. Funding Long-Term Care: Applications of the Trade-Off Principle in Both Public and Private Sectors. Journal of Aging and Health, 15(1), 15-44.

2003 Chen, Y-P. & J.C. Scott. Gradual Retirement: An Additional Option in Work and Retirement. North American Actuarial Journal, 7(3), 62-74.

2003 Chen, Y-P. Funding Long-Term Care. Business Briefing: Long-Term Healthcare Strategies. London, England: World Markets Research Centre.

2003 Chen, Y-P. & L. A. Vitt. Reverse Mortgages, in Encyclopedia of Retirement and Finance, L. A. Vitt (Ed.). Westport, CT: Greenwood Publishing Group.

2003 Chen, Y-P. (2003). Foreword to Encyclopedia of Retirement and Finance, L. A. Vitt (Ed.). Westport, CT:Greenwood Publishing Group.

2005 Chen, Y-P. Financial Risk of Longevity: The Case of Long-Term Care. Health and Ageing Bulletin, International Association for the Study of Insurance Economics, Geneva, Switzerland, pp. 2-4.

2005 Chen, Y-P. Statement on “A trade-off Principle for Funding Long-Term Care,” Hearing on the Retirement Policy Challenges and Opportunities of our Aging Society, Ways and Means Committee, U.S. House of Representatives, May 19.

2005 Chen, Y-P. & J. Turner (2005). Economic Resources: Implications for Aging Policy in Asia. Handbook of Asian Aging. (Eds. H. Yoon and J. Hendricks), Baywood Publishing Co. pp. 67-90.

Chen, Y-P. & D. Colander (in press). Economics: Society. Encyclopedia of Gerontology, 2nd edition. (Ed. J. E. Birren.). Academic Press

Chen, Y-P. & J. Turner (in press). Raising the Retirement Age in OECD Countries. Work Options for Older Americans. (Eds. T. Ghilarducci and J.Turner), University of Notre Dame Press.

2006 Chen, Y-P. & R. W. McConaghy. Home Equity Conversion. Encyclopedia of Aging, 4thedition. (Ed. Richard Schulz.). New York. Springer Publishing Company, pp. 523-525.

2006 Chen, Y-P. & L. W. Klud. Individual Retirement Arrangements (IRAs). Encyclopedia of Aging, 4th edition. (Ed. Richard Schulz.). New York. Springer Publishing Company, pp. 576-580.

2006 Chen, Y-P. Long-Term Care: A Key Issue for the 2005 White House Conference on Aging. European Papers on the New Welfare, February, pp. 77-87.

2006 Chen, Y-P. & J. C. Scott . Phased Retirement: Who Opts for It and Toward What End? (Publication ID: 2006-01, Public Policy Institute, AARP).